John F Cady

CEO & President, Citywide Home Loans

Phone:

951-453-6442

Email:

john.cady@citywidehomeloans.com

Years of Mortgage Experience:

35+

Insights Into My Journey

With more than 35 years of experience in the mortgage industry, John has established an outstanding track record, scaling national platforms to surpass $21 billion in annual production. His expertise encompasses every aspect of mortgage production and operations, including retail, wholesale, joint ventures, credit union partnerships, consumer direct channels, and strategic recruiting initiatives.

John’s career is marked by a steadfast commitment to raising industry standards. He has pioneered innovative programs focused on education, training, and coaching for loan officers (LOs), emphasizing accountability, effective sales strategies, and time management. As John puts it, “Accountability is rooted in measurable actions—whether it’s the number of business cards handed out daily or meaningful social media engagement.

In 2023, John partnered with Citywide Home Mortgage in a transformative collaboration that combines Citywide’s pursuit of excellence with John’s wealth of experience. Together, they are driving industry-leading growth and innovation.

A lifelong learner and passionate leader, John has earned esteemed certifications from Disney’s Approach to Leadership Excellence, Master Class Management, and the Management and Strategy Institute. Beyond his professional achievements, he is deeply committed to community service, dedicating over a decade to the Rescue Mission and volunteering as a youth baseball and football.

John’s vision, dedication, and ability to inspire others continue to shape the future of the mortgage industry, leaving a legacy defined by innovation, excellence, and meaningful impact.

Anchored in Family

"Family is the cornerstone of my life, the driving force behind every decision and achievement. Their unwavering support fuels my dedication and inspires me to push boundaries professionally and personally."

Collective Drive

"My leadership team at Citywide Home Loans embodies excellence; they are the backbone of our collective success. Their commitment, dedication, and innovative spirit drive us forward, setting the stage for industry-shaping achievements."

Mindset Mastery

"Embracing a growth mindset is key to staying at the forefront of innovation. Continuous learning, constant improvement, and adaptability are the compass guiding our journey toward industry evolution and personal growth."

Empowering Excellence

"Our sales team embodies the heartbeat of our success—dedicated, resilient, and indispensable. Their commitment fuels our collective journey towards unparalleled excellence."

Career Highlights

CERTIFICATIONS

MBA BOARDS JOHN SITS ON

AWARDS WON

Six Sigma Lean Black Belt from Management and Strategy Institute
Master Certificate in Business Management from Management and Strategy Institute
Certified Kaizen Facilitator from Management and Strategy Institute
Project Management Essentials Certificate from Management and Strategy Institute
Disney’s Approach to Leadership Excellence from Disney Institute
Leadership, Team-Building and Coaching Skills Certificate from Fred Pryor Seminars and CareerTrack

Member of the California Mortgage Bankers Association’s Legislative Committee (represents the real estate finance industry before the California State Legislature and all relevant regulatory agencies) since 2018
Member of the California Mortgage Bankers Association’s MTAM (Mortgage Technology & Marketing) Committee since 2015
Member of the Mortgage Bankers Association’s Residential Loan Production Committee (studies and evaluates all aspects of producing all types of residential loans in order to improve mortgage program design and origination techniques) since 2015

2012: National Mortgage Professional Magazine 40 Under 40
2015: Mortgage Professional America MPA Top 100
2016: Mortgage Executive Magazine 100 Most Influential Executives Award
2016: Mortgage Professional America MPA Hot 100
2016: Mortgage Professional America MPA Top 100
2017: Mortgage Professional America MPA Hot 100
2017: HouseingWire Vanguard
2017: National Mortgage Professional Magazine Professional of the Month, October
2017: Mortgage Executive Magazine 100 Most Influential Executives Award
2018: Mortgage Professional America MPA Hot 100
2018: Mortgage Professional America MPA Top 100
2019: Mortgage Executive Magazine 100 Most Influential Executives Award
2021: HousingWire Insider
2022: HousingWire Insider
2022: National Mortgage Professional Magazine Most Connected, Gold Level
2023: National Mortgage Professional Magazine Industry Titan
2023: National Mortgage Professional Magazine Legend of Lending
2023: National Mortgage Professional Magazine Most Connected, Gold Level
2023: HousingWire Insider
2024: National Mortgage Professional Magazine Most Connected, Gold Level
2024: HousingWire Insider
2024: HousingWire Vanguard
2024: Thought Leader